Terms of Service

1. Acceptance of Terms

By accessing or using Parash — including the website at parash.in, the browser extension, or any associated APIs — you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Service

Parash provides:

• A cashback calculator that estimates credit card rewards for Indian merchants and categories
• A product price comparison tool that compares prices across Amazon, Flipkart, and Myntra
• A browser extension for Microsoft Edge and Google Chrome that automates the above on product pages
• Credit card reviews and articles providing informational content about Indian credit cards
• A card comparison tool for comparing credit card benefits side by side

3. Accuracy Disclaimer

Parash makes every effort to ensure cashback rates, offers, and prices are accurate, but we cannot guarantee accuracy at all times. Cashback rules are set by banks and merchants and change frequently. Always verify the final cashback or offer with your bank or the retailer before completing a purchase.

Parash is not affiliated with any bank, credit card issuer, or e-commerce platform unless explicitly stated. We are an independent aggregator and comparison tool.

4. Affiliate Links

Some links on Parash — including "Apply Now" buttons for credit cards and product links to e-commerce sites — may be affiliate links. This means we may earn a commission if you complete an action through these links, at no extra cost to you. Affiliate relationships do not influence our cashback calculations or recommendations.

5. Acceptable Use

You agree not to:

• Use Parash services for any unlawful purpose
• Attempt to reverse-engineer, scrape, or abuse our API beyond normal usage
• Use automated tools to spam or overload our servers
• Misrepresent our cashback data as authoritative financial advice
• Attempt to bypass rate limits or security measures on the extension API

6. Intellectual Property

All content on Parash — including card data, cashback rules, article text, UI design, and code — is the property of Parash or its licensors. You may not copy, reproduce, or distribute our content without prior written permission, except for personal, non-commercial use.

7. Limitation of Liability

Parash is provided "as is" without warranty of any kind. We are not liable for any financial decisions made based on information from our platform. Our maximum liability to you for any claim arising from use of our services is limited to ₹0 (as Parash is a free service).

8. Privacy

Our data practices are described in detail in our Privacy Policy. If you use our browser extension, the Extension Privacy Policy also applies.

9. Changes to These Terms

We may update these Terms at any time. We will note the updated date above. Continued use of Parash after changes constitutes acceptance of the revised terms.

10. Governing Law

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

11. Contact

For questions about these Terms, contact us at [email protected] or visit our Contact page.