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Best Credit Cards in India

Expert-written reviews with exact cashback rules, fees, and reward structures — updated monthly. Find the card that saves you the most.

98 cards reviewed | 11 banks covered
Fact-checked by Parash Editorial
AU Bank Altura Credit Card
AU Bank Entry

AU Bank Altura Credit Card

Complete review of AU Bank Altura Credit Card by AU Bank. 1.0% base rewards, ₹199 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹199/yr
Views 338
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AU Bank LIT Credit Card
AU Bank Mid

AU Bank LIT Credit Card

Complete review of AU Bank LIT Credit Card by AU Bank. 1.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹0/yr
Views 1502
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AU Bank Zenith+ Credit Card
AU Bank Super-Premium

AU Bank Zenith+ Credit Card

Complete review of AU Bank Zenith+ Credit Card by AU Bank. 1.0% base rewards, ₹4,999 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹4999/yr
Views 499
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AU Small Finance Bank Premium

AU CA Metal Credit Card

Complete review of AU CA Metal Credit Card by AU Small Finance Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 1363
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AU Small Finance Bank Zenith Credit Card
AU Small Finance Bank Premium

AU Small Finance Bank Zenith Credit Card

Complete review of AU Small Finance Bank Zenith Credit Card by AU Small Finance Bank. 3.0% base rewards, ₹7,999 annual fee. Compare benefits, rules, and eligibility.

Base 3.0% ↗
Fee ₹7999/yr
Views 530
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AU ixigo Credit Card
AU Small Finance Bank Mid

AU ixigo Credit Card

Complete review of AU ixigo Credit Card by AU Small Finance Bank. 2.5% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.5% ↗
Fee ₹0/yr
Views 2324
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AU Small Finance Bank Entry

Altura+ Credit Card

Complete review of Altura+ Credit Card by AU Small Finance Bank. 1.0% base rewards, ₹499 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹499/yr
Views 248
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AU Small Finance Bank Premium

Ananta Credit Card

Complete review of Ananta Credit Card by AU Small Finance Bank. 2.0% base rewards, ₹2,000 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹2000/yr
Views 1606
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AU Small Finance Bank Mid

CheQ AU Credit Card

Complete review of CheQ AU Credit Card by AU Small Finance Bank. 1.0% base rewards, ₹499 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹499/yr
Views 2297
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AU Small Finance Bank Entry

InstaPay RuPay Credit Card

Complete review of InstaPay RuPay Credit Card by AU Small Finance Bank. 0.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 0.0% ↗
Fee ₹0/yr
Views 344
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Laksya Credit Card
AU Small Finance Bank Mid

Laksya Credit Card

Complete review of Laksya Credit Card by AU Small Finance Bank. 2.0% base rewards, ₹1,000 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹1000/yr
Views 246
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NOMO Credit Card
AU Small Finance Bank Entry

NOMO Credit Card

Complete review of NOMO Credit Card by AU Small Finance Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 391
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AU Small Finance Bank Entry

Spont Credit Card

Complete review of Spont Credit Card by AU Small Finance Bank. 1.0% base rewards, ₹299 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹299/yr
Views 320
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Tejas Credit Card
AU Small Finance Bank Entry

Tejas Credit Card

Complete review of Tejas Credit Card by AU Small Finance Bank. 1.0% base rewards, ₹500 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹500/yr
Views 441
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Vetta Credit Card
AU Small Finance Bank Mid

Vetta Credit Card

Complete review of Vetta Credit Card by AU Small Finance Bank. 2.0% base rewards, ₹2,999 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹2999/yr
Views 390
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Axis Bank Entry

Aura Credit Card

Complete review of Aura Credit Card by Axis Bank. 1.0% base rewards, ₹749 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹749/yr
Views 364
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Axis Bank ACE Credit Card
Axis Bank Entry

Axis Bank ACE Credit Card

Complete review of Axis Bank ACE Credit Card by Axis Bank. 1.5% base rewards, ₹499 annual fee. Compare benefits, rules, and eligibility.

Base 1.5% ↗
Fee ₹499/yr
Views 2075
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Axis Bank Entry

Axis Bank Airtel Credit Card

Complete review of Axis Bank Airtel Credit Card by Axis Bank. 1.0% base rewards, ₹500 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹500/yr
Views 1865
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Axis Bank Premium

Axis Bank Atlas Credit Card

Complete review of Axis Bank Atlas Credit Card by Axis Bank. 2.0% base rewards, ₹5,000 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹5000/yr
Views 3387
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Axis Bank Entry

Axis Bank Aura Credit Card

Complete review of Axis Bank Aura Credit Card by Axis Bank. 1.0% base rewards, ₹749 annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹749/yr
Views 321
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Parash is India's most detailed credit card comparison platform, covering everything from entry-level cashback cards to super-premium luxury credit cards in India. Whether you're searching for the best airport lounge credit card in India, a golf credit card, or a hotel benefits credit card — we review every major card with exact reward rates, hidden charges, and monthly caps extracted directly from the T&C.

Our reviews cover all major issuers including HDFC Bank, Axis Bank, SBI Card, ICICI Bank, Kotak Mahindra Bank, American Express, and RBL Bank. Each card page includes a real cashback calculator powered by Parash's rules engine — so you can see exactly how much you'd earn on your spending pattern, not just advertised rates.

Looking for a super premium credit card in India with unlimited lounge access, concierge service, and golf privileges? Cards like the Axis Magnus, HDFC Infinia, and Amex Platinum are covered in full detail. If you prefer simple flat-rate cashback cards with no annual fee, we cover those too — updated monthly to reflect the latest RBI guidelines, bank devaluations, and reward rate changes.