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Best Credit Cards in India

Expert-written reviews with exact cashback rules, fees, and reward structures — updated monthly. Find the card that saves you the most.

98 cards reviewed | 11 banks covered
Fact-checked by Parash Editorial
Bank of Baroda Entry

IRCTC BoB RuPay Credit Card

Complete review of IRCTC BoB RuPay Credit Card by Bank of Baroda. 2.0% base rewards, ₹350 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹350/yr
Views 951
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Bank of Baroda Entry

Snapdeal BOBCARD Credit Card

Complete review of Snapdeal BOBCARD Credit Card by Bank of Baroda. 4.0% base rewards, ₹249 annual fee. Compare benefits, rules, and eligibility.

Base 4.0% ↗
Fee ₹249/yr
Views 350
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Bank of India Premium

Bank of India Celestia RuPay Credit Card

Complete review of Bank of India Celestia RuPay Credit Card by Bank of India. 2.0% base rewards, ₹11,999 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹11999/yr
Views 251
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Bank of India Entry

Bank of India Master India Domestic Credit Card

Complete review of Bank of India Master India Domestic Credit Card by Bank of India. 1.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 1.0% ↗
Fee ₹0/yr
Views 194
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Bank of India Entry

Bank of India Master Platinum International Credit Card

Complete review of Bank of India Master Platinum International Credit Card by Bank of India. 2.0% base rewards, ₹1,000 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹1000/yr
Views 187
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Bank of India Mid

Bank of India RuPay Platinum Credit Card

Complete review of Bank of India RuPay Platinum Credit Card by Bank of India. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 200
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Bank of India RuPay Select Credit Card
Bank of India Premium

Bank of India RuPay Select Credit Card

Complete review of Bank of India RuPay Select Credit Card by Bank of India. 2.0% base rewards, ₹800 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹800/yr
Views 734
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Bank of India Premium

Bank of India RuPay Star Lakshmi Credit Card

Complete review of Bank of India RuPay Star Lakshmi Credit Card by Bank of India. 2.0% base rewards, ₹500 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹500/yr
Views 385
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Bank of India Entry

Bank of India RuPay SwaDhan Platinum Credit Card

Complete review of Bank of India RuPay SwaDhan Platinum Credit Card by Bank of India. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 231
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Bank of India Entry

Bank of India Visa Gold International Credit Card

Complete review of Bank of India Visa Gold International Credit Card by Bank of India. 2.0% base rewards, ₹300 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹300/yr
Views 197
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Bank of India Entry

Kisan Credit Card

Complete review of Kisan Credit Card by Bank of India. 0.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 0.0% ↗
Fee ₹0/yr
Views 225
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Bank of India Entry

Kisan Credit Card (KCC)

Complete review of Kisan Credit Card (KCC) by Bank of India. 0.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 0.0% ↗
Fee ₹0/yr
Views 331
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RuPay Bharat Credit Card
Bank of India Entry

RuPay Bharat Credit Card

Complete review of RuPay Bharat Credit Card by Bank of India. 2.0% base rewards, ₹400 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹400/yr
Views 196
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Bank of India Mid

RuPay Star Lakshmi Credit Card

Complete review of RuPay Star Lakshmi Credit Card by Bank of India. 2.0% base rewards, ₹500 annual fee. Compare benefits, rules, and reward structure.

Base 2.0% ↗
Fee ₹500/yr
Views 8
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Visa Platinum International Credit Card
Bank of India Entry

Visa Platinum International Credit Card

Complete review of Visa Platinum International Credit Card by Bank of India. 2.0% base rewards, ₹500 annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹500/yr
Views 378
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Canara Bank Entry

Canara Bank Mastercard Gold Credit Card

Complete review of Canara Bank Mastercard Gold Credit Card by Canara Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 178
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Canara Bank Entry

Canara Bank Mastercard Secured Gold Credit Card

Complete review of Canara Bank Mastercard Secured Gold Credit Card by Canara Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 183
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Canara Bank Entry

Canara Bank Mastercard Standard Credit Card

Complete review of Canara Bank Mastercard Standard Credit Card by Canara Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 509
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Canara Bank Mastercard World Credit Card
Canara Bank Premium

Canara Bank Mastercard World Credit Card

Complete review of Canara Bank Mastercard World Credit Card by Canara Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 355
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Canara Bank Entry

Canara Bank RuPay Classic Credit Card

Complete review of Canara Bank RuPay Classic Credit Card by Canara Bank. 2.0% base rewards, Lifetime Free annual fee. Compare benefits, rules, and eligibility.

Base 2.0% ↗
Fee ₹0/yr
Views 259
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Parash is India's most detailed credit card comparison platform, covering everything from entry-level cashback cards to super-premium luxury credit cards in India. Whether you're searching for the best airport lounge credit card in India, a golf credit card, or a hotel benefits credit card — we review every major card with exact reward rates, hidden charges, and monthly caps extracted directly from the T&C.

Our reviews cover all major issuers including HDFC Bank, Axis Bank, SBI Card, ICICI Bank, Kotak Mahindra Bank, American Express, and RBL Bank. Each card page includes a real cashback calculator powered by Parash's rules engine — so you can see exactly how much you'd earn on your spending pattern, not just advertised rates.

Looking for a super premium credit card in India with unlimited lounge access, concierge service, and golf privileges? Cards like the Axis Magnus, HDFC Infinia, and Amex Platinum are covered in full detail. If you prefer simple flat-rate cashback cards with no annual fee, we cover those too — updated monthly to reflect the latest RBI guidelines, bank devaluations, and reward rate changes.