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Axis Bank Pride Platinum Credit Card

✍️ Fact-checked by Parash Editorial • 🔄 Updated April 2026
Axis Bank Visa Entry

Join / Annual

₹0/₹250

Base Rate

2.0%

Reward Type

Points

Overview

The Axis Bank Pride Platinum Credit Card is a Entry credit card issued by Axis Bank on the Visa network. It offers a base reward rate of 2.0% on all spends, with rewards issued as Points(1 pt = ₹0.2).

Annual Fee: ₹250
Eligibility: Primary cardholder must be between 18 and 70 years old. Applicant can be a Resident of India or a Non-Resident Indian.

Reward Rates & Cashback Rules

  • ALL_ONLINE: 2.0% cashback ⚠️ Represents 4 EDGE REWARD Points per ₹200 spent. Excludes Fuel, EMI, Rent, and Wallet loads.
  • CATEGORY – Fuel: 0.0% cashback
  • CATEGORY – EMI: 0.0% cashback
  • CATEGORY – Rent: 0.0% cashback
  • CATEGORY – Wallet: 0.0% cashback

Key Features & Benefits

  • Fuel Surcharge Waiver ⛽: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹250 per statement cycle.
  • Dining Delights 🍽️: Up to 15% off (capped at ₹500 per month) on dining bills of a minimum of ₹2,500 at partner restaurants.
  • Monthly Bonus ⭐: 100 bonus EDGE REWARD points on spending more than ₹5,000 in a month.
  • Free Add-on Cards 👨‍👩‍👧‍👦: Free add-on cards are available for family members over 18 years of age.

Eligibility Criteria

Primary cardholder must be between 18 and 70 years old. Applicant can be a Resident of India or a Non-Resident Indian.

Features & Benefits

⛽

Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹250 per statement cycle.

🍽️

Dining Delights

Up to 15% off (capped at ₹500 per month) on dining bills of a minimum of ₹2,500 at partner restaurants.

⭐

Monthly Bonus

100 bonus EDGE REWARD points on spending more than ₹5,000 in a month.

👨‍👩‍👧‍👦

Free Add-on Cards

Free add-on cards are available for family members over 18 years of age.

Cashback Engine Rules

The exact calculator logic parameters extracted from the terms & conditions.

All Online Spends
Reward: 2.0%
⚠️ Exceptions: Represents 4 EDGE REWARD Points per ₹200 spent. Excludes Fuel, EMI, Rent, and Wallet loads.
2%
Fuel Exclusion
EMI Exclusion
Rent Exclusion
Wallet Exclusion

Value Chart

Assuming basic spends for Axis Bank Pride Platinum Credit Card

Category Axis Bank Pride Platinum Credit Card Axis Bank Airtel Credit Card Flipkart Axis Bank Credit Card Axis Bank ACE Credit Card
₹
Joining Fee 		₹0 ₹0 ₹0 ₹0
₹
Annual Fee 		₹250 ₹500 ₹500 ₹499
🌍
Forex Markup 		3.5% 3.5% 3.5% 3.5%
%
Base Rate 		2.0% 1.0% 1.0% 1.5%
★
Known Rules 		5 rules 13 rules 15 rules 12 rules

Pros & Cons

✓

Pros

  • + All Spends — 2.0% Points
  • + Fuel Surcharge Waiver
  • + Dining Delights
  • + Monthly Bonus
  • + Free Add-on Cards
✗

Cons

  • − No reward on Fuel
  • − No reward on EMI
  • − No reward on Rent
  • − No reward on Wallet
  • −Forex markup of 3.5% on international spends

Our Verdict

₹ Real Value Calculation (assumed ₹3L/year spend)

Est. Annual Rewards

₹6000

Annual Fee

₹250

Net Value

+₹5750

✅ At ₹3L/year spend, base rewards alone cover the fee. Additional benefits like lounge access add further value.

👍 Best For

  • › First-time credit card users looking to build credit
  • › Low-to-medium spenders wanting simple cashback

👎 Not Worth It If…

  • › You spend heavily in foreign currency — 3.5% markup adds up fast
  • › You rarely use premium benefits like lounges or concierge
  • › You prefer a no-annual-fee card with simpler terms

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Frequently Asked

The annual fee is ₹250 + GST. This fee is waived if you spend ₹20,000 or more in the preceding year.

You earn 4 EDGE REWARD Points for every ₹200 spent. With each point valued at ₹0.20, this gives an effective reward rate of 0.4%.

Yes, no reward points are earned on fuel transactions. Other standard exclusions like EMI, rent, and wallet loads also apply.

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