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Axis Bank Olympus Credit Card

✍️ Fact-checked by Parash Editorial • 🔄 Updated May 2026
Axis Bank Visa Super-Premium

Join / Annual

₹0/₹20000

Base Rate

1.0%

Reward Type

Points

Overview

The Axis Bank Olympus Credit Card is a Super-Premium credit card issued by Axis Bank on the Visa network. It offers a base reward rate of 1.0% on all spends, with rewards issued as Points(1 pt = ₹0.2).

Annual Fee: ₹20,000
Eligibility: Suggested income of ₹25 Lakhs per annum and a CIBIL score above 750.

Reward Rates & Cashback Rules

  • CATEGORY – International: 2.0% cashback
  • CATEGORY – Fuel: 0.0% cashback
  • CATEGORY – Rent: 0.0% cashback
  • CATEGORY – Wallet Load: 0.0% cashback
  • CATEGORY – Utilities: 0.0% cashback
  • CATEGORY – Insurance: 0.0% cashback
  • CATEGORY – Education: 0.0% cashback
  • CATEGORY – Government Services: 0.0% cashback
  • CATEGORY – Transportation: 0.0% cashback ⚠️ Includes tolls.
  • CATEGORY – Jewellery: 0.0% cashback

Key Features & Benefits

  • Welcome & Annual Benefits 🎁: Receive Taj or ITC Hotel vouchers worth ₹10,000 and 2,500 EDGE Miles on joining and every year upon renewal.
  • Domestic Lounge Access ✈️: Unlimited complimentary access for primary and add-on cardholders, plus 10 free guest visits per year.
  • International Lounge Access 🌍: Unlimited access via Priority Pass for primary and add-on cardholders, plus 10 free guest visits per year.
  • Taj Epicure Membership 🏨: Complimentary membership for discounts on dining, spa, and stays at Taj properties.
  • Golf Privileges ⛳: 8 complimentary golf rounds or lessons annually.
  • BookMyShow Offer 🎬: Buy one, get one free on movie tickets (up to ₹650 off) and non-movie tickets (up to ₹1,000 off), twice per month for each category.
  • Complimentary Hotel Stay 🏨: One complimentary third night on a minimum three-night booking via hotels.com, available twice a year.
  • Airport Concierge Service 🤝: 8 complimentary 'Meet and Greet' services per year for the primary cardholder.

Eligibility Criteria

Suggested income of ₹25 Lakhs per annum and a CIBIL score above 750.

Features & Benefits

🎁

Welcome & Annual Benefits

Receive Taj or ITC Hotel vouchers worth ₹10,000 and 2,500 EDGE Miles on joining and every year upon renewal.

✈️

Domestic Lounge Access

Unlimited complimentary access for primary and add-on cardholders, plus 10 free guest visits per year.

🌍

International Lounge Access

Unlimited access via Priority Pass for primary and add-on cardholders, plus 10 free guest visits per year.

🏨

Taj Epicure Membership

Complimentary membership for discounts on dining, spa, and stays at Taj properties.

⛳

Golf Privileges

8 complimentary golf rounds or lessons annually.

🎬

BookMyShow Offer

Buy one, get one free on movie tickets (up to ₹650 off) and non-movie tickets (up to ₹1,000 off), twice per month for each category.

🏨

Complimentary Hotel Stay

One complimentary third night on a minimum three-night booking via hotels.com, available twice a year.

🤝

Airport Concierge Service

8 complimentary 'Meet and Greet' services per year for the primary cardholder.

Cashback Engine Rules

The exact calculator logic parameters extracted from the terms & conditions.

International
Reward: 2.0%
2%
Fuel Exclusion
Rent Exclusion
Wallet Load Exclusion
Utilities Exclusion
Insurance Exclusion
Education Exclusion
Government Services Exclusion
Transportation Exclusion
⚠️ Exceptions: Includes tolls.
Jewelry Exclusion

Value Chart

Assuming basic spends for Axis Bank Olympus Credit Card

Category Axis Bank Olympus Credit Card Axis Bank Reserve Credit Card
₹
Joining Fee 		₹0 ₹0
₹
Annual Fee 		₹20000 ₹50000
🌍
Forex Markup 		3.5% 3.5%
%
Base Rate 		1.0% 7.5%
★
Known Rules 		10 rules 9 rules

Pros & Cons

✓

Pros

  • + International — 2.0% Points
  • + Welcome & Annual Benefits
  • + Domestic Lounge Access
  • + International Lounge Access
  • + Taj Epicure Membership
✗

Cons

  • − No reward on Fuel
  • − No reward on Rent
  • − No reward on Wallet Load
  • − No reward on Utilities
  • −High annual fee of ₹20000
  • −Forex markup of 3.5% on international spends
  • −Relatively low base reward rate of 1.0%

Our Verdict

₹ Real Value Calculation (assumed ₹3L/year spend)

Est. Annual Rewards

₹3000

Annual Fee

₹20000

Net Value

₹-17000

⚠️ At ₹3L/year spend, the fee outweighs base rewards. This card pays off only through benefits like lounge access, milestone rewards, or high-spend categories.

👍 Best For

  • › High spenders who can offset the annual fee through rewards
  • › Frequent flyers who value unlimited airport lounge access
  • › Travellers who use hotel & lifestyle benefits regularly

👎 Not Worth It If…

  • › Your monthly spends are below ₹25,000 — fee won't be recovered
  • › You spend heavily in foreign currency — 3.5% markup adds up fast
  • › You rarely use premium benefits like lounges or concierge
  • › You prefer a no-annual-fee card with simpler terms

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Frequently Asked

The joining and annual fee is ₹20,000 + GST. There is no spend-based waiver for this fee.

The card offers unlimited domestic and international lounge access for both primary and add-on cardholders, along with 10 complimentary guest visits per year for each program.

You earn 1 EDGE Mile per ₹100 on domestic spends and 2 EDGE Miles per ₹100 on international spends. No miles are earned on categories like fuel, rent, utilities, and wallet loads.

Yes, via BookMyShow, you get a 'buy one, get one free' offer on movie tickets (up to ₹650 off) and non-movie tickets (up to ₹1,000 off), available twice per month for each.

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